Privacy Policy

Forgivii ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the information you provide to us through our website and services.

Information We Collect

We may collect personal information from you when you visit our website, apply for a loan, or interact with our services. The types of information we may collect include:

1. Personal Information: such as your name, address, email address, phone number, date of birth, Social Security number, and other identifying information.
2. Financial Information: such as your income, employment status, banking details, and credit history.
3. Transaction Information: such as loan applications, payment history, and communications with us.
4. Device and Usage Information: such as your IP address, browser type, operating system, and website usage patterns.
5. Location Information: such as your geolocation data, if you choose to share it with us.

How We Use Your Information

We may use the information we collect from you for the following purposes:

1. Loan Processing: to process and evaluate your loan applications, verify your identity, and determine your eligibility for our services.
2. Customer Service: to provide customer support and respond to your inquiries, feedback, and requests.
3. Personalization: to personalize your experience on our website and tailor our services to your preferences and needs.
4. Communications: to communicate with you about your account, updates to our services, promotional offers, and other relevant information.
5. Analytics: to analyze website usage trends, monitor the effectiveness of our marketing campaigns, and improve our website and services.
6. Compliance: to comply with legal and regulatory requirements, enforce our terms of service, and protect our rights and interests.

How We Protect Your Information

We implement a variety of security measures to safeguard your personal information and prevent unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption: We use industry-standard encryption protocols to protect data transmission over the internet.
• Access Controls: We restrict access to your personal information to authorized personnel only.
• Data Integrity: We regularly review and update our security practices to ensure the integrity and confidentiality of your information.

Disclosure of Your Information

We may disclose your personal information to third parties under the following circumstances:

• Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, processing transactions, and providing services to you.
• Legal Compliance: We may disclose your information when required by law, court order, or legal process, or to protect our rights, property, or safety, or the rights, property, or safety of others.
• Business Transfers: In the event of a merger, acquisition, restructuring, or sale of assets, your information may be transferred to a successor entity as part of the transaction.

Your Choices and Rights

• Opt-Out: You may opt-out of receiving promotional communications from us by following the instructions provided in the communication or by contacting us directly.
• Access and Correction: You have the right to access, correct, or update your personal information. You may do so by logging into your account or contacting us.
• Data Deletion: You may request the deletion of your personal information by contacting us. Please note that we may retain certain information as required by law or for legitimate business purposes.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website or by other means as required by law. Your continued use of our website and services after the effective date of the updated policy constitutes your acceptance of the changes.

Contact Us

If you have any questions, concerns, or feedback about this Privacy Policy or our privacy practices, please contact us at [email protected].
Thank you for trusting forgivii.net with your personal information. We are committed to protecting your privacy and providing you with a secure and positive experience.